Financial Counseling for Couples

This is a 1 -2 hour session for couples in a relationship for life.  The session is conducted in an open discussion style format. The types of people who would benefit from this session include-

Couples who are leading into marriage or permanent relationships:

Allows couples to explore each others pre-existing financial habits. Understand the effect these financial habits have on each other. Understand the new needs of operating as a couple. Develop a plan that can work to meet the new needs of the couple together.

This session addresses budgets, credit cards, bill paying, banking and savings.  We also address the affordability of buying a home and strategies towards meeting that goal.
 
Sometimes people attending this session may believe the financial goals of their partner are not aligned with their own thinking. This session provides a friendly, non threatening environment for a guided discussion.  The aim of the session is to deliver a deeper understanding of each other’s views on finance and gently arrive at a mutual point of goal settings.
  
Couples will be followed up. Ongoing contact is always offered.
 
Couples in financial stress:

Where financial hardship or stress, the sessions are offered free of charge. 

This session is also for couples who believe they lack the ability to communicate effectively regarding their finances. This session allows couples a safe and non threatening environment to table financial issues.  By the end of the session we will seek to develop a plan to move forward.

We are aware that possibly one member of the couple is an unwilling participant. We are also aware that one member of the couple may be financially submissive.

Couples will be followed up and further changes may be developed where appropriate.    

General consultations for couples:

This is a general Financial Consultation for couples wishing to focus on their finances in preparation a critical life stage, such as retirement.  Couples are advised to bring along details such as a statement of Assets and Liabilities, budgets and superannuation statements.